Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Fernando Suarez

Fernando Suarez

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

I began my career in loan origination in 2003 and have worked for national banks, local lenders and loan brokers. During my time at banks and local direct lenders I was able to help many in the community with financing the purchase of their first home or refinancing their current loan. However, I met with many good people who should have qualified for a home loan, but unfortunately, they did not fit the requirements of that specific bank or local lender. After doing some market research, I realized that by working with a reputable broker instead of working for a bank or direct lender, I could actually help more people and offer better rates because I was not limited to the products of only one bank or local lender.

I have always been a fan of clarity and disclosure and through my website SearchMyRate.com powered by Loan Factory it allows customers to get on demand quotes for their specific scenario without the need for any personal information. Unlike other banks, lender, brokers you will find I don't have anything to hide and I want you to be able to compare.  The addition of the $1,000 best price guarantee solidifies my commitment of earning each loan one at a time.  Just like you should shop around on your loan terms you will find I save you money because I also shop around for you on every mortgage.  I get to choose from a much larger pool of lenders that cater to the specific needs of each specific client. While I enjoyed my time at the banks, becoming a broker was the best thing I could have done.

NMLS#: 316259

License: AZ, CA, PA, TN, TX, VA

Spoken Language: English, Spanish

My reviews on Google

Fernando was the most helpful person throughout buying my first house. Any time I had a question, he was quick with a response and took his time to explain everything in great detail. He was always on my side and had my best interest in mind. He helped me go through different options that I just wouldn't get at a normal bank. With these options he helped me get the best rate I could. Thank you Fernando!
Fernando was great in explaining in detail how to plainly consolidate my debt. Easy to understand in English and Spanish. I recommend him to everyone. He cares what he does and enjoys helping no matter what the case may be. Thanks Fernando!!!
Thank you, Fernando and Alex, for your outstanding work and made the process much smoother

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 226 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

226+

Number of Lenders

2051+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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