Opening Time

Mon - Fri 09:00 - 18:00
Sat 09:00 - 14:00

Fernando Suarez

Fernando Suarez

Loan Officer

We offer low mortgage rates available along with a convenient online loan application process supported by a team of experienced loan officers.

Bio:

I began my career in loan origination in 2003 and have worked for national banks, local lenders and loan brokers. During my time at banks and local direct lenders I was able to help many in the community with financing the purchase of their first home or refinancing their current loan. However, I met with many good people who should have qualified for a home loan, but unfortunately, they did not fit the requirements of that specific bank or local lender. After doing some market research, I realized that by working with a reputable broker instead of working for a bank or direct lender, I could actually help more people and offer better rates because I was not limited to the products of only one bank or local lender.

I have always been a fan of clarity and disclosure and through my website SearchMyRate.com powered by Loan Factory it allows customers to get on demand quotes for their specific scenario without the need for any personal information. Unlike other banks, lender, brokers you will find I don't have anything to hide and I want you to be able to compare.  The addition of the $1,000 best price guarantee solidifies my commitment of earning each loan one at a time.  Just like you should shop around on your loan terms you will find I save you money because I also shop around for you on every mortgage.  I get to choose from a much larger pool of lenders that cater to the specific needs of each specific client. While I enjoyed my time at the banks, becoming a broker was the best thing I could have done.

NMLS#: 316259

License: CA, PA, TX

Spoken Language: English, Spanish

My reviews on Google

The help we received from Fernando in refinancing our house (which was on a loan we could never pay back) was the best. Fernando truly loves what he does and always sees the client's best interests at heart. We were in a difficult situation, but his experience helped us a lot in keeping our home. His approach was like that of family. He clearly explained the options and what was best for us. Today, with their 20 years of experience, we continue to seek his services and honesty.
(Translated by Google) I was very lucky to be able to find Fernando to help me with my loan so I could buy my house and when I say lucky it is because he is a very professional person in his work, he has enough patience to be able to explain any detail about getting the most convenient interest rates, he looks for the best way that can be found so that the buyer can have the best benefits in the loan and does the best possible to protect the client in any way that could be negative, in addition to being an honest person in which I could trust because his recommendations from other people whom he has also helped are always very positive. (Original) Tuve mucha suerte de poder encontrar a Fernando para que me ayudara con mi préstamo para poder comprar mi casa y al decir suerte es porque el es una persona muy profesional en su trabajo tiene la paciencia suficiente para poder explicar cualquier detalle a cerca de agarrar tipos de interés que más conviene busca la forma de encontrar la mejor manera que se pueda encontrar para que el comprador pueda tener los mejores beneficios en el préstamo y ase lo mejor posible para proteger al cliente de cualquier forma que pudiera ser negativa además de ser una persona honesta en la que yo pude confiar porque sus recomendaciones de otras personas a las cuales a también a ayudado son siempre muy positivas
Fernando was so wonderfully helpful our entire home buying process! Any time we had any questions or needed clarification on anything he was willing and able to explain as much as we needed to have total peace of mind. Open communication throughout the process and in a timely manner. Readily evident that he had our best interests in the forefront of his mind at all times. Very genuine, and wholeheartedly cares about his clients. I can’t express how thankful we were to have someone like Fernando on our team, he really made all the difference. 10 out of 10 would recommend to anyone and everyone we possibly can!

Mortgage Rates

Why are our rates so low?

  • 1. WE SHOP RATES FOR EVERY LOAN: We compare rates from 217 lenders in real-time for you.
  • 2. WE NEGOTIATE FOR YOU: Loan Factory is the fastest-growing Mortgage Broker in the United States. Because we have closed so many loans, we can negotiate and obtain ridiculously low rates from lenders.
  • 3. WE LOWER OUR PROFIT: Our profit per loan is much lower than that of our competitors. We aim to earn your business and your referrals.

OUR ACCOMPLISHMENTS

217+

Number of Lenders

1884+

Loan officers

express

Ready to settle your mortgage plan?

We are here to help you with the great deal in the market.

Services We Offer

Home Purchase

Home Purchase

Are you a first-time home buyer? Let's make an easy start with us. We will guide you through all the paperwork. All you need to do is to trust us and relax.

Re-finance Low Rate

Refinance Low Rate

Need to refinance to get a better rate? We will get great deals for your financial plan. As rate is updated in real time from lenders, your refinance plan will just get better.

Re-finance Cash Out

Refinance Cash Out

A cash-out refinance is one of several ways to turn your home's equity into cash. We will help you with your financial plan.

Why Us

Independent Advice.

We commit to always give you independent advice regarding real estate and mortgage options.

Customer First.

We make less per loan than competitors and pass the extra savings to borrowers.

Low Available Rates

You will always get great deals with our real-time pricing engine.

Fast, Convenient, Local Service.

we are just one call away from your requirement.

Contact us today

Your home is one call away. We will get back to you immediately.

CONTACT US NOW

Fast funding,
easy application.
Get your loan today!

Quick Loans, Anytime, Anywhere!

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